INSTAPOLICY Insurance Broking Pvt. Ltd. operates the website http://www.insta-policy.com to provide consumers choice and an easy way to buy Insurance products from multiple Insurance companies. INSTAPOLICY is not an insurance company. INSTAPOLICY is a licensed Insurance Broking Company holding a Broking licence from the Indian Insurance Regulator – Insurance Regulatory and Development authority. IRDA Direct Broker Code: 561 (DB 641/16)
Our participating insurance providers supply some of the information available on the Website and therefore there may be inaccuracies in the Website Information over which INSTAPOLICY has limited control.
INSTAPOLICY does not warrant or guarantee the Timeliness, accuracy or completeness of the Website Information; or Quality of the results obtained from the use of the Website.
To the maximum extent permitted by law, INSTAPOLICY has no liability in relation to or arising out of the Website Information and Website recommendations. You are responsible for the final choice of your product and you should take time to read through all information supplied before proceeding. If you are in any doubt regarding a product or its terms you should seek further advice from INSTAPOLICY or the relevant participating provider before choosing your product.
INSTAPOLICY may pass on your personal information to the relevant participating provider if you apply to purchase a product through www.insta-policy.com, however, INSTAPOLICY does not guarantee when or if you will actually acquire the product that you have chosen. INSTAPOLICY does not accept any liability arising out of circumstances where there is delay in you acquiring the product you have chosen.
Please note that INSTAPOLICY is only collecting or assisting in collecting the premium deposit on behalf of the insurer you have chosen to buy the policy. The acceptance of the deposit as premium and final issuance of the policy is subject to the underwriting norms and discretion of the Insurer whose policy you have chosen to buy on which INSTAPOLICY has no control. INSTAPOLICY will ensure that the amount is refunded by the insurer in case there is no ultimate issuance of policy.
We reserve the right to change this User Agreement from time to time without notice. You acknowledge and agree that it is your responsibility to review this User Agreement periodically to familiarize yourself with any modifications. Your continued use of this site after such modifications will constitute acknowledgment and agreement of the modified terms and conditions.
Responsible Use and Conduct
By visiting our website and accessing the information, resources, services, products, and tools we provide for you, either directly or indirectly (hereafter referred to as ‘Resources’), you agree to use these Resources only for the purposes intended as permitted by (a) the terms of this User Agreement, and (b) applicable laws, regulations and generally accepted online practices or guidelines.
By using our website, you understand and agree that all Resources we provide are “as is” and “as available”. This means that we do not represent or warrant to you that:
In conjunction with the Limitation of Warranties as explained above, you expressly understand and agree that any claim against us shall be limited to the amount you paid, if any, for use of products and/or services. INSTAPOLICY Insurance Broking Pvt. Ltd. will not be liable for any direct, indirect, incidental, consequential or exemplary loss or damages which may be incurred by you as a result of using our Resources, or as a result of any changes, data loss or corruption, cancellation, loss of access, or downtime to the full extent that applicable limitation of liability laws apply.
All content and materials available on http://www.insta-policy.com including but not limited to text, graphics, website name, code, images and logos are the intellectual property of INSTAPOLICY Insurance Broking Pvt. Ltd., and are protected by applicable copyright and trademark law. Any inappropriate use, including but not limited to the reproduction, distribution, display or transmission of any content on this site is strictly prohibited, unless specifically authorized by INSTAPOLICY Insurance Broking Pvt. Ltd.
You agree that we may, at our sole discretion, suspend or terminate your access to all or part of our website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement. Any suspected illegal, fraudulent or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities. Upon suspension or termination, your right to use the Resources we provide will immediately cease, and we reserve the right to remove or delete any information that you may have on file with us, including any account or login information.
UNLESS OTHERWISE EXPRESSED, INSTAPOLICY Insurance Broking Pvt. Ltd. EXPRESSLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.
By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.
If you have any questions or comments about these our Terms of Service as outlined above, you can contact us at:
INSTAPOLICY Insurance Broking Pvt. Ltd.
412, A Wing, Express Zone, Next to Patel Vanika,
Opp. Oberoi Mall, Western Express Highway,
Malad East, Mumbai - 400097